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Insurance for Children with Special Needs

The subpopulation of children particularly vulnerable to health issues are referred to as children with special health care needs. Potential health covers in some healthcare centers enhance availability and improve these children’s health care status. The health financial burdens are therefore eased in the families. Children with special health care needs (CSHCN) are most prone to risks of health problems that may undermine their normal body functioning in their life in various aspects such as school life and family life. Therefore, health insurance cover is a big reliever of huge medical burdens to such families, according to the research.

Another significant role of the health insurance cover is that there is a life coverage or life of the policy after the parents’ death to the (CSHCN). Life insurance supports (CSHCN) with financial support in the future; apart from medical bills aid, they offer the children. Permanent life insurance also provides different primary and secondary aids to children with special needs. Health and life insurance cover are very crucial and paramount when it comes to the health of the (CSHCN) and even adults as well (Triveni & Bhatt, 2011)

Dental health experts or professionals need to be more prepared to accommodate patients with special needs, regardless of the disability type. Organized dentistry professionals can provide wheelchairs to disabled populations so that they can get oral health care. For instance, the American Dental Association Commission on Dental Accreditation incorporated the learning and education procedures on the hygiene on dental health, and this greatly improved the health standards of the disabled people in 2006 as indicated in the research (“Exhibit 10: ADEA Principles for Accreditation in Dental Education,” 2016)

The value-based care model creates a smooth and amicable relationship between a doctor and a patient or between the health care personnel and the patient. This value-based model is based on getting detailed information on what might require or what the patient requires to be long-term or shorter. By measuring patients cost and outcomes and organized care around the patient’s environment, transparency and free service delivery is achieved and with ease and effectiveness (Holmes, 1950)

Generally, the role of the healthcare insurance cover to the children with health needs is significant. Health care provision and live insurance cover help a lot in reducing the medical bills that may arise. Valued-based models create good working relationships in the health care center; therefore, service delivery is made effective and smooth.

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